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By: JD Gardner

22 OctImpact and Behavior Gap


A relentless pursuit for impact – that’s the most encompassing explanation of how we spend our time at Aptus. What does…

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07 SepThe Perfect Portfolio


We’ve figured out what the perfect portfolio looks like… First let me say this – the perfect portfolio on paper is…

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09 JulDefining Uncertainty


We use derivatives to turn uncertainty into known quantities.  Yes, we used a financial dirty word, but derivatives used correctly can…

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30 MarPreparing for Success


I can’t take credit for the post/thoughts below.  The credit goes to our Ghost Writer.  I’m kidding – he’s actually the…

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18 AugValuations and Safe Withdrawal Rates


The implications of high valuations on investor outcomes is negative.  For those investors that are or will be pulling from portfolios…

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