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By: JD Gardner

10 FebETFs Mechanics and Tax Efficiency


Most people hate taxes – that’s why they should love ETFs.  Here’s what I mean,  “About 50% of all equity mutual…

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06 FebRelationships and Robots


Robo Advisors have been in the news lately as they are enlisting human help.  Specifically, Betterment recently announced they are offering…

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23 JanValuations are Elevated…What Should You Do?


Valuations in the US Stock market are elevated…the picture below is a few months old but the data is still relevant:…

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16 JanDiversification is Tough


First and foremost, don’t even think about trying to extrapolate macroeconomic, demographic, and political events into an investment strategy. Say to…

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30 DecMarket Timing and Getting Your Face Ripped Off


Humans are prone to hate losing money.  Most of us value the same dollar amount of gains differently than we do…

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